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30-day effective money Management Challenge with a daily planner template Freebie !!!
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beingfinancialsavvy

Chartered Accountant
😇 Mom to 2 kids
🏪Minimalist
✨Personal finance
💰Money management
🎯Financial freedom
💳Credit cards
📧mswise@beingfinancialsavvy.com

Ms Wise
The most common problem people face is how to allo The most common problem people face is how to allocate or plan their monthly income by taking care of all monthly expenses, savings , investment, insurance etc. Here, look at it closely you would see the priority is given to monthly expenses. You don't work hard and slog just to pay the bills or to manage to save some to invest. Right.. Nah. The truth is that mindset would always create an excuse to not save much or live paycheck to paycheck or get into debt. Just shift the mindset to Savings. Say how much should I save monthly to acheive my financial goals and then align your expenses accordingly. So the formula is Income - Savings = Expenses and not the traditional one Income - Expenses = Savings. You want to get smart with your money. Try it and let me know how easy or difficult it is for you to make that shift. Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #personalfinanceblog#personalfinanceindia#personalfinancetipsforwomen#mariecondo#sparkjoy#declutterchallenge#decluttertips#beingfinancialsavvy#konmari#moneymanagement101#moneytips#moneyhacks#japanesephilosophy#minimalism#minimalistic#minimalist#millionairemindset#mindsetiseverything#monetise#financialblogger#financialknowledgeispowerful
Most of our purchases these days are online. While Most of our purchases these days are online. While shopping from amazon, flipkart and other known sites are reliable and trustworthy, when it comes to other lesser known websites you should be cautious. Checklist to follow before online shopping to assist you decide whether the website is genuine or not. 1. Check the site name is starting with http or https as https is more secure and safe. 2. Do not enter sensitive information on http websites. 3. Check whether the online business has social media presence, on Facebook, Twitter, Instagram etc. 4. Check whether there are contact details and about us details mentioned on their website. 5. If the contact details has Gmail or yahoo ID then avoid IT. 6. Check the domain in WHOIS database. 7. If the prices are extremely low or discounted then reconsider your decision to purchase it. 8. Check online reviews for the product / business. Post about it in social media. 9. If you still want to go ahead then contact the owner of the website before making a purchase. 10. If you are ready to go ahead for purchase, use PayPal instead of credit cards as its easier to process refunds. Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Subscribe to the blog link in bio 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #personalfinanceforwomen#beingfinancialsavvy#beingfinancialliterate#beingfinancialliterateisimportant#financetips#moneymatters#moneytalks#you#itworks#warrenbuffet#warrenbuffettquotes#personalfinance#personalgrowth#personalfinanceindia#keepitsimple#stocks#circleofcompetence#financialquotes#quotesthatchangelives#learning#moneygoals2020sweepstakes#pennystocks#loosingmoneyfast#knowyourinvestmentstrategy#behaviouranalysis#warrenbuffettquotes#investmenttipsformillenials#investinyourself#personalfinanceforwomen#personalfinanceblog#personalfinanceforall#personalfinanceindia#beingfinancialsavvy#beingfinancialliterateisimportant#beingfinancialliterate
Rule 72 is important to know while calculating you Rule 72 is important to know while calculating your retirement corpus or to know how long you should be investing. When you divide the number 72 by the rate of interest, you would get to know the number of years it will take for you to double the money. Eg: if the rate of interest is 6%, simply divide the number 72 by 6% and the answer is 12. Thus it will take 12 years to double your money if you invest at 6% p.a. rate of interest. That tells you why you should stay away from fixed deposits for long term investments. Interest - You can use this rule in reverse to know the rate of interest needed to double your money to achieve your set goal. If you have 50 lakhs worth of investments and want to double the money in say 6 years, then divide 72 by 6, you would require to invest into such investments which give you return of 12%. Inflation - This also helps you to understand the impact of inflation, by calculating the amount of time it will take for inflation to make the real value of money half. E.g. rate of inflation is 5.5% then divide 72 by 5.5% and you would know that in 13.09 years the value of your money would be halved. Isn't it a powerful visualisation tool? Hope this helps you to plan your finances better. Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Subscribe to the blog link in bio 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #personalfinanceforwomen#beingfinancialsavvy#beingfinancialliterate#beingfinancialliterateisimportant#financetips#moneymatters#moneytalks#you#itworks#warrenbuffet#warrenbuffettquotes#personalfinance#personalgrowth#personalfinanceindia#keepitsimple#stocks#circleofcompetence#financialquotes#quotesthatchangelives#learning#moneygoals2020sweepstakes#pennystocks#loosingmoneyfast#knowyourinvestmentstrategy#behaviouranalysis#warrenbuffettquotes#investmenttipsformillenials#investinyourself#personalfinanceforwomen#personalfinanceblog#personalfinanceforall#personalfinanceindia#beingfinancialsavvy#beingfinancialliterateisimportant#beingfinancialliterate
The 25/5 Rule is a very simple rule to prioritise The 25/5 Rule is a very simple rule to prioritise your career and personal goals. This is a brilliant strategy to focus on things which are really important to us but get lost somewhere in this world of chaos. This helps to prioritise when resources are limited and you need to work on the right things. What do you think about this rule, tell me on comments. Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Subscribe to the blog link in bio 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #personalfinanceforwomen#beingfinancialsavvy#beingfinancialliterate#beingfinancialliterateisimportant#financetips#moneymatters#moneytalks#you#itworks#warrenbuffet#warrenbuffettquotes#personalfinance#personalgrowth#personalfinanceindia#keepitsimple#stocks#circleofcompetence#financialquotes#quotesthatchangelives#learning#moneygoals2020sweepstakes#pennystocks#loosingmoneyfast#knowyourinvestmentstrategy#behaviouranalysis#warrenbuffettquotes#investmenttipsformillenials#investinyourself#personalfinanceforwomen#personalfinanceblog#personalfinanceforall#personalfinanceindia#beingfinancialsavvy#beingfinancialliterateisimportant#beingfinancialliterate
Life is making the best use of what you have. If y Life is making the best use of what you have. If you always keep chasing for what you want rather than taking some time to enjoy what you already have, then you might be unhappy. Choose happiness by being grateful for things you have, then pull up the horses to follow your dreams. This is true for money also. No matter how much money you have. Enjoy it and be grateful and then aspire for more. Manage the money you already have to create the money mindset for creating more. Do you agree to that? Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Subscribe to the blog link in bio 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #blog#blogboss#blogbossbabe#blogchat#blogger#bloggerdiaries#bloggerduary#bloggerlife#bloggerlove#communityovercompetition#saturdaysareforthegirls#femalerevolution#feminism#feminist#womenempoweringwomen#empoweringwomen#womenmagazine#imwithher#thewritedose#womensblog#girladvice#budinessblog#millennialblogger#financeblogger#biztips#femepreneur
On Mr Warren Buffet's birthday, thought this inves On Mr Warren Buffet's birthday, thought this investing lesson would be apt to post it here. Especially when the markets are soaring and everyone is talking about the tips to invest in stocks. Guys do not buy on recommendations, study before investing, research well and only invest in businesses you understand and do not get into momentum stocks. I have burnt my fingers hope you don't. When we do not keep our expenses in check through budgeting or following the 50/30/20 rule, then slowly lifestyle creep comes in and the expenses start matching the income. The need for bigger car, bigger house, latest gadgets etc. arises as you think I can afford it, but these expenses eat away the investments and possible returns which could make our future life comfortable. Think about it, pleasure now, or leisure in future. Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Subscribe to the blog link in bio 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #blog#blogboss#blogbossbabe#blogchat#blogger#bloggerdiaries#bloggerduary#bloggerlife#bloggerlove#communityovercompetition#saturdaysareforthegirls#femalerevolution#feminism#feminist#womenempoweringwomen#empoweringwomen#womenmagazine#imwithher#thewritedose#womensblog#girladvice#budinessblog#millennialblogger#financeblogger#biztips#femepreneurs#warrenbuffetteachings#warrenbuffettquotes
Hey all, Everyone loves those freebies. Right. s Hey all, Everyone loves those freebies. Right. so here is mine. We are at the month-end, do you want to start a new month with ultimate money management tips? Do you want to elevate your financial health? Yes right !!! Take this 30-day effective money management challenge and see the difference !!! It comes along with a daily planner template, to make your planning and execution easier. Do the activities in any order and at your own pace. Come on sharpen your money management skills now !!! Take charge of your finances and achieve financial freedom. Grab your 30-day challenge free printable copy now !!! https://landing.mailerlite.com/webforms/landing/c1j2o3 Or simply click on the link in the bio. Thanks for reading and do let me know your feedback !!! Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #blog#blogboss#blogbossbabe#blogchat#blogger#bloggerdiaries#bloggerduary#bloggerlife#bloggerlove#communityovercompetition#saturdaysareforthegirls#femalerevolution#feminism#feminist#womenempoweringwomen#empoweringwomen#womenmagazine#imwithher#thewritedose#womensblog#girladvice#budinessblog#millennialblogger#financeblogger#biztips#femepreneur#freebies#moneymanagementchallenge#30daychallenge#blog#blogboss#blogbossbabe#blogchat#blogger#bloggerdiaries#bloggerduary#bloggerlife#bloggerlove#communityovercompetition#saturdaysareforthegirls#femalerevolution#feminism#feminist#womenempoweringwomen#empoweringwomen#womenmagazine#imwithher#thewritedose#womensblog#girladvice#budinessblog#millennialblogger#financeblogger#biztips#femepreneurs
Many people believe that money and spirituality ca Many people believe that money and spirituality cannot co-exist. But as I always say, money doesn't change you, it brings out what you already are. If you are a spiritual person, then also you can aspire for enormous amount of wealth. Wealth creation is not a bad thing. Let's affirm that everyone be rich and spiritual. Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Subscribe to the blog link in bio 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #blog#blogboss#blogbossbabe#blogchat#blogger#bloggerdiaries#bloggerduary#bloggerlife#bloggerlove#communityovercompetition#saturdaysareforthegirls#femalerevolution#feminism#feminist#womenempoweringwomen#empoweringwomen#womenmagazine#imwithher#thewritedose#womensblog#girladvice#budinessblog#millennialblogger#financeblogger#biztips#femepreneurs
We should have a financial goal in the mind and st We should have a financial goal in the mind and strive to achieve it. The first milestone is usually the most difficult. Rest gets building on. Usings coupons, discounts deals, offers, cash backs are quite underrated. Not many take the advantage of it. Try to keep a log of the money saved using these, and you would be surprised. You have to be creative with saving money too. Do you agree to that? Tap ❤️ if you like this. 👉Follow @beingfinancialsavvy 👉Subscribe to the blog link in bio 👉Follow on twitter handle @beingfinsavvy 👉Join beingfinancialsavvycommunity on Facebook 👉 Like beingfinancialsavvy page on Facebook #blog#blogboss#blogbossbabe#blogchat#blogger#bloggerdiaries#bloggerduary#bloggerlife#bloggerlove#communityovercompetition#saturdaysareforthegirls#femalerevolution#feminism#feminist#womenempoweringwomen#empoweringwomen#womenmagazine#imwithher#thewritedose#womensblog#girladvice#budinessblog#millennialblogger#financeblogger#biztips#femepreneur
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